moraisagency

Smart home devices are becoming increasingly prevalent and can offer homeowners a range of conveniences and enhanced security. Beyond the obvious advantages of automation and control, integrating smart home technology can extend its benefits into home insurance, potentially leading to cost savings for homeowners. Homeowners Insurance Discounts for Having Smart Home Devices The following are […]

Managing auto insurance costs effectively is a priority for many New York drivers. At Paul A Morais in Chester, New York, we specialize in helping clients find ways to reduce their auto insurance rates. Whether you’re looking for competitive car insurance quotes, seeking advice from an experienced auto insurance broker or exploring different auto insurance […]

In the trucking industry, managing costs effectively is a constant challenge, and one of the less obvious but critical aspects is understanding and controlling compliance, safety and accountability (CSA) scores. These scores, developed by the Federal Motor Carrier Safety Administration (FMCSA), reflect a carrier’s on-road performance and compliance with safety regulations. The Impact of Elevated […]