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Auto and Home Insurance in Chester, NY


Our dedicated staff of insurance professionals is here to assist you in securing an auto insurance, home insurance, life insurance, or many other insurance policies to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.

We’ve successfully served hundreds of customers, determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.

Contact us today to secure the protection for your family’s future.

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Featured Carriers

American Modern Payment Link Logo
Farmers Insurance Logo
GotoPremium Finance Co Logo
Hagerty Logo
Hartford Insurance Company Logo
Liberty Mutual Logo
MetLife Logo
National General Payment Link Logo
Nationwide Insurance Logo
New York Central Mutual Insurance Logo
Plymouth Rock Insurance Logo
Progressive Logo
Safeco Payment Link Logo
Sterling Insurance Logo
Travelers Logo
Utica First Insurance Company Logo
Zurich Payment Link Logo

What Clients Say

Adam goes above and beyond. Home, auto, commercial truck and toys. He’s pulled more than one last minute string for me at the DMV in a pinch. He understands he’s not selling insurance, he’s selling service. Dude is awesome even when I know I’m being a pain in the butt

-Craig Cratsenberg

So my car insurance policy was set to expire in 1 day and they were fast and so very helpful in finding me a quote I could afford within that same day so that my insurance wouldn't lapse. I had called a few other places that came up with just...

-Mara Brown

Highly recommend Morais Agency!! ALWYS so kind & helpful:)

-Bridget Horton

Anyone who would leave less than 5 stars for this amazing company must be a real Karen.

-Nabil Waris

Adam has been very helpful on finding me car insurance on my new car! Everyone definitely should look into him if anyone Needs great rates on car insurance!


Friendly and professional. Found me great rates on auto and home insurance. Helping me throughout the process of a large claim

-Chelsea Metcalf

Great expert customer experience

-Ted D’Elia

Outstanding service and extremely knowledgeable. They have managed our accounts through many generations!

-Elle M

Love it! Best in class performance and top of the line service.

-Tim Kelley

I find The Morais Insurance Agency friendly, knowledgeable and very efficient. They have a market for all your Insurance needs..

-Patricia Botello

Switching to Adam was my best decision yet. Shopped my rate and literally saved me hundreds. Able to secure me renters insurance, where no one else could!!!

-Don Terpening

They are always very helpful, professional and quick to respond.

-Mary Ellen McCosker

Everyone is very helpful whenever I call. Amazing service.

-Justine Arrigo

I have been a customer of the Morais Agency for years. They have always been prompt friendly and courteous. Paul is a pleasure to do business with.

-John Bahri

I have been with Paul for many years. Always responsive and professional. I highly Recommend Paul for all of your insurance needs.

-Katia Urrico

Paul A. Morais Insurance Agency has been our Agency of choice for both personal and business for several decades. They are committed to offering the best service and insurance products available to their clients.

-Lionel Berger

Adam has been nothing but kind & super helpful. Glad to be a part of this agency.

-Raquel Corado

Excellent service. Been with them for years

-Linda Hart

Always there when you need them.

-Matthew Kelley

Great Service.

-Travis Mueller

Positive: Professionalism, Quality, Responsiveness, Value Excellent

-Elisa Santos

Adam is the man, smooth efficient and provided fantastic service. Would recommend to all

-Terrel Moore

Paul A. Morais Insurance provides personal and expert experience for all my insurance coverage needs. They have reached out to me on many occasions just to try to save me money or revisit my coverage based on my needs at the time. Highly recommend!

-Mel Delia

I recently opened up my own accounting firm and Paul was able to help me with my insurance needs. He was responsive and helpful. He is a pleasure to do business with.

-Diane Valentino

Best insurance agent around. Best coverage best price

-Nicholas Morais

Adam was extremely helpful, guided me through the whole process and explained everything thoroughly. Would definitely recommend his services

-Duvan Grisales

I'm submitting my 6th star here.. Adam went above and beyond. He demonstrated the pinnacle of customer service and salesmanship. Nice

-Willliam Walker

Adam Isabella is the best agent I have had the experience of working with, he knows his stuff and help me get the best bang for my buck. Thanks Adam

-Mario Balzano

Very friendly and knowledgeable. Thank you Adam for taking the time to be so thorough with us. It means a lot especially since our family has grown!

-Charles Weitz

Amazing experience!! Always very attentive and immediate service. Highly recommend.

-Perfect Foods

Paul is always very responsive and helpful with all aspects of our company's insurance needs

-Moira Sullivan

Our firm has been working with the Morais Agency for some time now. We always receive excellent, prompt service from the entire staff. Very pleased with this agency.

-Marilyn Hicks

Paul and his TEAM are the BEST! Professionals from the word GO! Thanks for a Great experience working with you guys!

-Marty Boyle

These fine people have helped me with so much! Aside from bundling my home and auto they have made sure I get exactly what I want and need without all the fuss. Always polite, speedy reply’s, and extremely helpful with whatever questions we may have!

-Daniel Hawksby

For the more than 8 years Paul has been my insurance agent I have always felt he has mine and my family's best interest at heart. We use him for all our insurance needs, and he provides us with the best coverage at the lowest prices. I couldn't have asked...

-Karen Pokorny

My husband and I have been customers of the Paul A. Morais Agency/Nationwide Insurance for 22 years. We have both our Homeowners and Car Insurance with his agency. He was recommended by a close friend when we moved into our home. She has been one of his customers for over...

-Constance Young

I have nothing but positive things to say about my experience with this agency. I am looking to relocate to this area and this agency came highly recommended. I spoke with Adam Isabella and was blown away by his knowledge and the customer service I received from him. I got...

-Brian key

Positive: Professionalism

-Josephine Rao

Phyllis Rafferty is knowledgeable and very nice! She will always try to get you the best rate.

-Bernadette Kilduff

Super helpful agents and staff helped our family get exactly what we needed.

-Kim Pelfrey

Always personal attention and professional follow up

-Donna Metcalf

Phyllis Rafferty will get you the best coverage for a reasonable price. Give her a call today

-Denise Monte

Pleasure working with the office met all my insurance needs.

-Charles Jenks

Excellent customer service!!

-Instant Games

Could not ask for a better experience!!

-Lauren Martorelli

 Positive: Responsiveness

-Tammy Volpe

nice and easy to deal with

-Matthew DeStefano

Positive: Professionalism, Quality, Responsiveness, Value

-Gina Barry

Positive: Professionalism, Quality, Responsiveness

-Amanda Rafferty

Positive: Professionalism, Quality, Responsiveness, Value

-Jennifer Bellofatto

Positive: Professionalism, Quality, Responsiveness, Value

-Michael Reilly

Positive: Professionalism, Responsiveness

-Christian Brodala

Positive: Professionalism

-Colleen C


-Anna Bad

Positive: Professionalism

-Cindy Quattrocchi

Great agency with a knowledgeable and caring staff. Highly recommend.

-Daniel Volpe


-Liu Bob

Positive: Professionalism, Responsiveness

-Cinthia Domingues


-Andrew Ehlers

Positive: Professionalism, Quality, Responsiveness, Value

-Debbie Lavier

Positive: Professionalism, Quality, Responsiveness, Value

-Rose Rivera


-Patrick Mercurio

Positive: Professionalism, Quality, Responsiveness, Value

-Stacey Smith

I have had the pleasure of working with Paul Morais for more than 10 years now. He is friendly, honest, and knowledgeable. Expect to have a wonderful insurance experience when working with Paul.

-Diana Henriques

I called your office for a price quote and your agents were very helpful, friendly and professional. I highly recommend The Morais Agency in Stony Point, NY

-Bernadine Rafferty

Phyllis is very knowledgeable, friendly and does whatever it takes to get you the best deal possible!

-Sallie DeCaprio

Great customer service! Phyllis is amazing and goes above and beyond to help anyone who is in need of assistance.

-John D

Phyllis was very helpful in helping me get my quote for my life insurance.. Thank you all.

-William Brooks

Morais Agency is a very professional insurance agency. I highly recommend you contact them for all your insurance needs.

-Steve Nicolas

Phyllis reached on in a timely manner to review a policy and offer the best competitive rates to meet needs

-Vic Lo

Phyllis is great. Always smiling and helpful.

-Kevin Lynch

Agency contacts me at renewals and reviews all of my Insurance needs and policies


During the last deep freeze, our home suffered water damage from broken pipes. Paul was right on with our policy coverage and information on the claims procedure. The claims adjuster responded quickly and as a result, the damage was repaired and we are back to normal.



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