Workers’ Compensation Insurance in Chester, NY
Workers’ compensation insurance may help provide medical benefits and wage replacement to employees who are injured or become ill due to their jobs.
Who Needs Workers’ Compensation Insurance?
Workers’ compensation insurance is generally required in New York for businesses that have employees. This requirement applies to most employers, including private businesses, government offices and nonprofit organizations.
There are a few exceptions and special cases, such as for sole proprietors, partners and certain corporate officers who may opt to exclude themselves from coverage. Your agent can help you understand how New York’s workers’ compensation laws apply to your organization.
Contact the Morais Agency today to explore your coverage options. Our agents can help you get coverage that complies with New York laws and provides appropriate employee protection.